Visa Classic w/ ScoreCard Rewards
Rewards CTWhat kind of card: a Visa credit card issued by Tobacco Valley Teachers Credit Union. It works wherever Visa is accepted.
| Annual Fee | No annual fee, no cash advance fee, no balance transfer fee |
| APR (variable) | 11.88% (purchases/balance transfers/cash advances) |
| Intro APR | — |
| Issuing institution | Tobacco Valley Teachers Credit Union |
| Headquarters | Enfield, CT |
| Institution rank (among credit unions, by CC loan volume) | #1712 |
| Last checked | August 2026 |
Terms can change at any time at the issuer's discretion — confirm current rates and fees on the issuer's official page before applying.
Some details for this card are still being verified — check the issuer's site for full current terms.
Source: Tobacco Valley Teachers Credit Union website (tvtfcu.org) — rates, fees and card details as published by the issuer. Compiled from public sources; confirm current terms with the issuer.
Rewards & key benefits
ScoreCard Rewards - points expire ~4 years after the year earned if unredeemed; $30 late payment fee; minimum payment 3% of balance or $25, whichever greater; 25-day grace period on purchases only (no grace on cash advance/balance transfer); average daily balance method including new purchases; free RFID sleeve (1 per card, $1 for extras); for school employees in Enfield/East Windsor/Windsor/Windsor Locks/Suffield/Somers CT.
Looking for a lower rate?
This card lists an APR of 11.88%. Among the 1,932 comparable unsecured, no-annual-fee cards from banks and credit unions in our directory, 62% list a higher APR; the median is 12.9%.
Credit unions require membership (by location, employer or association) and each sets its own eligibility rules. Figures come from our directory, compiled from public sources, and may be out of date or approximate; confirm rates and fees with the issuer before applying.
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Frequently asked questions
What is the annual fee for the Visa Classic w/ ScoreCard Rewards?
The Visa Classic w/ ScoreCard Rewards from Tobacco Valley Teachers Credit Union has an annual fee of No annual fee, no cash advance fee, no balance transfer fee.
What is the APR on the Visa Classic w/ ScoreCard Rewards?
The Visa Classic w/ ScoreCard Rewards has an APR of 11.88% (purchases/balance transfers/cash advances). Your actual rate depends on creditworthiness — confirm the current rate on Tobacco Valley Teachers Credit Union's official page before applying.
Does the Visa Classic w/ ScoreCard Rewards have an intro APR offer?
No intro APR offer is currently disclosed for the Visa Classic w/ ScoreCard Rewards.
What rewards does the Visa Classic w/ ScoreCard Rewards offer?
ScoreCard Rewards - points expire ~4 years after the year earned if unredeemed; $30 late payment fee; minimum payment 3% of balance or $25, whichever greater; 25-day grace period on purchases only (no grace on cash advance/balance transfer); average daily balance method including new purchases; free RFID sleeve (1 per card, $1 for extras); for school employees in Enfield/East Windsor/Windsor/Windsor Locks/Suffield/Somers CT.
Which bank issues the Visa Classic w/ ScoreCard Rewards?
The Visa Classic w/ ScoreCard Rewards is issued by Tobacco Valley Teachers Credit Union, headquartered in Enfield, CT.
How do I apply for the Visa Classic w/ ScoreCard Rewards?
Apply for the Visa Classic w/ ScoreCard Rewards directly through Tobacco Valley Teachers Credit Union's official website — allcredit.cards is an independent directory and does not process applications.