Privacy Policy
Last updated: October 9, 2026. This policy explains what
information allcredit.cards collects, how it's used, and the choices you have.
Who we are
allcredit.cards is an independent, one-person project run by
Eve Bakaleinikova. Contact details and our mailing address are on the Contact page.
Information we collect
We collect the following categories of information:
- Usage data via Google Analytics (gtag.js) — pages viewed, approximate location
(city/country level), device and browser type, and referring site. This is aggregated and does not
identify you personally.
- Information you submit voluntarily — if you use the feedback form, subscribe for
updates, leave a card/institution rating, or post a comment, we store the email address, name, message,
and/or rating you provide. If you request a website through our free credit union website page, we store
the name, role, work email, phone number, and message you enter, the credit union and demo settings you chose,
and your IP address (used only to block spam).
- Cookies — used by Google Analytics to distinguish visitors, and by our own
backend to remember your session when submitting a rating or comment. On our free credit union website
pages, maps are embedded from Google Maps, which may set its own cookies.
How we use this information
- To understand how the site is used and improve it (aggregated analytics)
- To respond to feedback, corrections, or partnership inquiries you send us
- To send you update emails, only if you explicitly subscribed — you can unsubscribe at any time
- To display card ratings and comments publicly (comments are manually reviewed before publishing; your
email address is never shown publicly)
We do not sell your personal information. We do not share it
with third parties except the service providers named below, who process it on our behalf.
Third-party services
- Google Analytics — site usage analytics. See
Google's Privacy Policy.
- Formspree — processes our feedback and subscription form submissions. See
Formspree's Privacy Policy.
- Google Maps — embedded maps on credit union website demos. See
Google's Privacy Policy.
- Card issuer referral/pre-approval links — when you click through to an issuer's
site from a card page, that issuer's own privacy policy governs any information you provide there, not this one.
- Endorsely — on our free credit union website pages, if you arrived through a referral
partner's link, Endorsely stores a referral identifier in your browser so the partner is credited if you go on
to pay for a website through that section. See
Endorsely's Privacy Policy.
YouTube API Services
Eve Digital Group LLC uses YouTube API Services to publish and manage videos on our own YouTube channels
(for example, our allcredit.cards channel). By watching or
interacting with our YouTube content, you are also bound by the YouTube Terms of Service
(https://www.youtube.com/t/terms), and
Google's use of data is governed by the Google Privacy Policy
(https://policies.google.com/privacy).
Our use of the YouTube API is limited to our own channels: we upload our own videos and manage their titles,
descriptions, thumbnails and playlists. We do not access, collect, store or share any personal data of YouTube users
or other channels through the YouTube API, and we do not use cookies or similar technologies in connection with the
YouTube API Services.
The only Google account we authorize through the API is our own. Authorization tokens are stored securely on our
systems and used solely to manage our channels. Access can be revoked at any time via the Google security settings page
(https://myaccount.google.com/permissions).
Data deletion. We do not store YouTube user data. If you believe we hold any data about you,
contact us at hello@evedigital.us and we will delete it within 30 days.
Your choices
- Most browsers let you block or delete cookies; doing so may affect some site features (like submitting
a rating).
- You can opt out of Google Analytics using the
Google Analytics opt-out browser add-on.
- On our free credit union website pages, you can accept or decline analytics cookies in the cookie
notice, and change your choice later with the Cookie settings link at the bottom of the page. If you decline,
maps load only when you click Show map.
- To request access to, correction of, or deletion of information you've submitted to us (a comment,
rating, or subscription), email admin@allcredit.cards.
Children's privacy
This site is not directed at children under 13, and we do
not knowingly collect personal information from children under 13.
Changes to this policy
We may update this policy from time to time. The "Last
updated" date at the top of this page reflects the most recent revision.
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