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Mastercard Gold

Rewards FL

What kind of card: a Mastercard credit card issued by Ocala Community Credit Union. It works wherever Mastercard is accepted.

Annual FeeNo new finance charges if paid in full by due date
APR (variable)7.99% (fixed)
Intro APR—
Issuing institutionOcala Community Credit Union
HeadquartersOcala, FL
Institution rank (among credit unions, by CC loan volume)#1457
Last checkedAugust 2026
Rate update (September 16, 2026): On September 16, 2026, the Federal Reserve raised its benchmark rate by 0.25 percentage points. APRs shown on this page may now run about 0.25 percentage points higher than listed. Check Ocala Community Credit Union’s page for current rates.

Terms can change at any time at the issuer's discretion — confirm current rates and fees on the issuer's official page before applying.

Some details for this card are still being verified — check the issuer's site for full current terms.

Mastercard Gold (Ocala Community Credit Union): APR 7.99%, Florida median APR 12.99% (n=157), U.S. median APR 12.99% (n=4985); annual fee not listed, Florida median fee $0 (n=211), U.S. median fee $0 (n=6386).
Medians: Florida and the U.S., from cards with a listed numeric APR or annual fee in our directory (approximate store-card APR estimates are excluded).

Source: Ocala Community Credit Union website (ocalacommunitycu.com) — rates, fees and card details as published by the issuer. Compiled from public sources; confirm current terms with the issuer.

Rewards & key benefits

25-day interest-free grace period; $250,000/$500,000 common carrier travel accident insurance included.

Looking for a lower rate?

This card lists an APR of 7.99%. Among the 1,932 comparable unsecured, no-annual-fee cards from banks and credit unions in our directory, 96% list a higher APR; the median is 12.9%.

Credit unions require membership (by location, employer or association) and each sets its own eligibility rules. Figures come from our directory, compiled from public sources, and may be out of date or approximate; confirm rates and fees with the issuer before applying.

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Frequently asked questions

What is the annual fee for the Mastercard Gold?

The Mastercard Gold from Ocala Community Credit Union has an annual fee of No new finance charges if paid in full by due date.

What is the APR on the Mastercard Gold?

The Mastercard Gold has an APR of 7.99% (fixed). Your actual rate depends on creditworthiness — confirm the current rate on Ocala Community Credit Union's official page before applying.

Does the Mastercard Gold have an intro APR offer?

No intro APR offer is currently disclosed for the Mastercard Gold.

What rewards does the Mastercard Gold offer?

25-day interest-free grace period; $250,000/$500,000 common carrier travel accident insurance included.

Which bank issues the Mastercard Gold?

The Mastercard Gold is issued by Ocala Community Credit Union, headquartered in Ocala, FL.

How do I apply for the Mastercard Gold?

Apply for the Mastercard Gold directly through Ocala Community Credit Union's official website — allcredit.cards is an independent directory and does not process applications.

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