American State Bank & Trust Company Of Williston · Williston, ND

Visa Gold Credit Card

Rewards ND

What kind of card: a Visa credit card issued by American State Bank & Trust Company Of Williston. It works wherever Visa is accepted.

Annual Fee	None
APR (variable)	12.9%
Intro APR	—
Issuing institution	American State Bank & Trust Company Of Williston
Headquarters	Williston, ND
Institution rank (among banks, by CC loan volume)	#317
Last checked	August 2026

Rate update (September 16, 2026): On September 16, 2026, the Federal Reserve raised its benchmark rate by 0.25 percentage points. APRs shown on this page may now run about 0.25 percentage points higher than listed. Check American State Bank & Trust Company Of Williston’s page for current rates.

Terms can change at any time at the issuer's discretion — confirm current rates and fees on the issuer's official page before applying.

Some details for this card are still being verified — check the issuer's site for full current terms.

Visa Gold Credit Card (American State Bank & Trust Company Of Williston): APR 12.90%, North Dakota median APR 13.91% (n=48), U.S. median APR 12.99% (n=4985); annual fee $0, North Dakota median fee $0 (n=73), U.S. median fee $0 (n=6386). — Medians: North Dakota and the U.S., from cards with a listed numeric APR or annual fee in our directory (approximate store-card APR estimates are excluded).

Source: American State Bank & Trust Company Of Williston website (asbt.bank) — rates, fees and card details as published by the issuer. Compiled from public sources; confirm current terms with the issuer.

Rewards & key benefits

Earn points on qualified purchases, redeemable for merchandise, travel services, gift cards & more; travel & emergency assistance; travel accident insurance; free extended warranties on many purchases; ID theft protection; access to Dovly Uplift credit help; online card management; tokenized for mobile wallet. Source: American State Bank & Trust Co. of Williston credit card page, 2026.

Looking for a lower rate?

This card lists an APR of 12.9%. Among the 1,932 comparable unsecured, no-annual-fee cards from banks and credit unions in our directory, 49% list a higher APR; the median is 12.9%.

Credit unions require membership (by location, employer or association) and each sets its own eligibility rules. Figures come from our directory, compiled from public sources, and may be out of date or approximate; confirm rates and fees with the issuer before applying.

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Frequently asked questions

What is the annual fee for the Visa Gold Credit Card?

The Visa Gold Credit Card from American State Bank & Trust Company Of Williston has an annual fee of None.

What is the APR on the Visa Gold Credit Card?

The Visa Gold Credit Card has an APR of 12.9%. Your actual rate depends on creditworthiness — confirm the current rate on American State Bank & Trust Company Of Williston's official page before applying.

Does the Visa Gold Credit Card have an intro APR offer?

No intro APR offer is currently disclosed for the Visa Gold Credit Card.

What rewards does the Visa Gold Credit Card offer?

Which bank issues the Visa Gold Credit Card?

The Visa Gold Credit Card is issued by American State Bank & Trust Company Of Williston, headquartered in Williston, ND.

How do I apply for the Visa Gold Credit Card?

Apply for the Visa Gold Credit Card directly through American State Bank & Trust Company Of Williston's official website — allcredit.cards is an independent directory and does not process applications.

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