| Annual Fee | $99 |
| APR (variable) | 19.24%–27.74% |
| Intro APR | — |
| Issuing institution | JPMorgan Chase Bank, National Association |
| Headquarters | Columbus, OH |
| Institution rank (among banks, by CC loan volume) | #2 |
| Last checked | August 2026 |
Terms can change at any time at the issuer's discretion — confirm current rates and fees on the issuer's official page before applying.
Source: JPMorgan Chase Bank, National Association website (chase.com) — rates, fees and card details as published by the issuer. Compiled from public sources; confirm current terms with the issuer.
Rewards & key benefits
First checked bag free; 3,000 anniversary points; 2x on Southwest; 50,000-point bonus.
Looking for a lower rate?
This card lists an APR of 19.24% and up. Among the 1,932 unsecured, no-annual-fee cards from banks and credit unions in our directory that list an APR, 1,896 (98%) list a lower rate; the median is 12.9%.
Credit unions require membership (by location, employer or association) and each sets its own eligibility rules. Figures come from our directory, compiled from public sources, and may be out of date or approximate; confirm rates and fees with the issuer before applying.
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Frequently asked questions
What is the annual fee for the Southwest Rapid Rewards Plus?
The Southwest Rapid Rewards Plus from JPMorgan Chase Bank, National Association has an annual fee of $99.
What is the APR on the Southwest Rapid Rewards Plus?
The Southwest Rapid Rewards Plus has an APR of 19.24%–27.74%. Your actual rate depends on creditworthiness — confirm the current rate on JPMorgan Chase Bank, National Association's official page before applying.
Does the Southwest Rapid Rewards Plus have an intro APR offer?
No intro APR offer is currently disclosed for the Southwest Rapid Rewards Plus.
What rewards does the Southwest Rapid Rewards Plus offer?
First checked bag free; 3,000 anniversary points; 2x on Southwest; 50,000-point bonus.
Which bank issues the Southwest Rapid Rewards Plus?
The Southwest Rapid Rewards Plus is issued by JPMorgan Chase Bank, National Association, headquartered in Columbus, OH.
How do I apply for the Southwest Rapid Rewards Plus?
Apply for the Southwest Rapid Rewards Plus directly through JPMorgan Chase Bank, National Association's official website — allcredit.cards is an independent directory and does not process applications.