Browse 368 credit cards issued by banks and credit unions headquartered in MI — compare annual fees, APR, and rewards.
Our directory currently lists 368 credit cards from 163 institutions headquartered in MI — 8 banks and 155 credit unions. The median ongoing APR among them is 11.99%, which sits below the national averages we found across our full directory (banks 18.67%, credit unions 12.32% — see our APR gap study), and about 97% of MI cards carry no annual fee. The lowest rate we found here is 0.25% on the VISA Platinum Rewards from Health Advantage Credit Union (Saginaw, MI). Keep in mind these numbers reflect where an institution is chartered, not where its cardholders live — you can generally apply for a card from any bank or credit union in our directory regardless of your own state. For the full spread across all 53 states, and why issuer charters (rather than local cost of living) drive most of the state-by-state variation, see our data study on state-by-state APR.