| Annual Fee | $0 intro annual fee for first 12 months, then $99 |
| APR (variable) | 18.99%–27.99% (variable, by creditworthiness) |
| Intro APR | — |
| Issuing institution | Northwestern Bank, The |
| Headquarters | Chippewa Falls, WI |
| Institution rank (among banks, by CC loan volume) | #580 |
| Last checked | August 2026 |
Travel Rewards+ Card is issued by Northwestern Bank, The, headquartered in Chippewa Falls, WI. Northwestern Bank, The is one of the smaller banks in our directory by card-loan volume. This exact card — same name, same rewards structure — is also issued by Marion County State Bank, Independence Bank, Waterstone Bank, Bar Harbor Bank And Trust Company, and 42 more, since these institutions offer cards through the same third-party card-issuing program rather than each building its own. The underlying terms are typically set by the card program, but always confirm the current rate and fee on the issuing institution's own page.
Terms can change at any time at the issuer's discretion — confirm current rates and fees on the issuer's official page before applying.
Source: Northwestern Bank, The website (northwesternbank.com) — rates, fees and card details as published by the issuer. Compiled from public sources; confirm current terms with the issuer.
Rewards & key benefits
4X points on eligible travel, gas/EV charging, entertainment & recreation; 1.5X on all other purchases; 25,000 bonus points (up to $250) after $2,000 spend in first 120 days; complimentary Priority Pass Select airport lounge membership.
Looking for a lower rate?
This card lists an APR of 18.99% and up. Among the 1,932 unsecured, no-annual-fee cards from banks and credit unions in our directory that list an APR, 1,827 (95%) list a lower rate; the median is 12.9%.
Credit unions require membership (by location, employer or association) and each sets its own eligibility rules. Figures come from our directory, compiled from public sources, and may be out of date or approximate; confirm rates and fees with the issuer before applying.
Similar cards
Frequently asked questions
What is the annual fee for the Travel Rewards+ Card?
The Travel Rewards+ Card from Northwestern Bank, The has an annual fee of $0 intro annual fee for first 12 months, then $99.
What is the APR on the Travel Rewards+ Card?
The Travel Rewards+ Card has an APR of 18.99%–27.99% (variable, by creditworthiness). Your actual rate depends on creditworthiness — confirm the current rate on Northwestern Bank, The's official page before applying.
Does the Travel Rewards+ Card have an intro APR offer?
No intro APR offer is currently disclosed for the Travel Rewards+ Card.
What rewards does the Travel Rewards+ Card offer?
4X points on eligible travel, gas/EV charging, entertainment & recreation; 1.5X on all other purchases; 25,000 bonus points (up to $250) after $2,000 spend in first 120 days; complimentary Priority Pass Select airport lounge membership.
Which bank issues the Travel Rewards+ Card?
The Travel Rewards+ Card is issued by Northwestern Bank, The, headquartered in Chippewa Falls, WI.
How do I apply for the Travel Rewards+ Card?
Apply for the Travel Rewards+ Card directly through Northwestern Bank, The's official website — allcredit.cards is an independent directory and does not process applications.